Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

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Unionbank Peso Balanced Portfolio

The UnionBank Peso Balanced Portfolio is a peso-denominated UITF which provides investors access to a diversified set of investment instruments in both equities and fixed income markets. The balanced approach to asset allocation is designed to provide income and potential growth from fixed income and equity investments but with less volatility than a portfolio invested entirely in stocks.The UnionBank Peso Balanced Portfolio is ideal for investors seeking attractive total returns with a medium to long term investment horizon.

 

Launch Date: February 15, 2011
Currency of Participation: Philippine Peso
Minimum Investment: PHP100,000.00
Return Objective:

The Fund is a peso-denominated fund that provides investor access to a diversified set of investment instruments in both equities and fixed-income markets. The balanced approach to asset allocation is designed to provide income and potential growth from fixed-income and equity investments but with less volatility than a portfolio invested entirely in equities.

Risk Parameters: 1. Credit Risk - LOW

Limited to Philippine government securities and investment grade fixed income instruments

2. Market Risk - MODERATE

- Modified Duration limit: 10

Modified Duration - is the percentage price change of a fixed income instrument for a given change in the level of interest rates. Duration of 1 means that the price of a fixed income instrument is expected to change by 1% for every 100 basis point (1%) shift in the level of interest rates. The higher the duration of an instrument, the higher its risk (all other factors kept equal).

Interest rates have an inverse relationship with fixed income prices so that an increase in interest rates generally leads to a decrease in fixed income prices and vise versa.

Liquidity: To ensure adequate liquidity to meet daily fund withdrawals, at least 2% of investments will be in highly liquid instruments
Initial NAV per Unit: PHP 100.00
Time Horizon: Designed for investors with a medium to long-term investment horizon

- 90-day minimum holding period
- Early redemption fee of 0.25% flat on redeemed amount or PHP500, whichever is higher

Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks.
Tax: Subject to regular withholding tax of 20% on interest income
Acceptance & Withdrawal Procedure: Investments into the fund may be accepted on any banking day, at the prevailing NAV per unit. All investments and withdrawals should be processed before 12 noon. Withdrawals will be funded four (4) banking days after the date of transaction.
Trust Fee:
2% per annum based on end of day market value of outstanding equity holdings
1% per annum based on end of day market value of fixed income securities holdings

 

 

 

Account Opening Procedures
Accounts may be opened at any UnionBank branch
Only cleared funds from an UnionBank savings account are acceptable for investment
Investments and withdrawals may be made at any UnionBank branch

 

All Unit Investment Trust Funds (UITFs) are regulated by the Bangko Sentral ng Pilipinas. UITF investments are not insured with the PDIC and do not carry a guaranteed rate of return. Past performance is not necessarily a guide to future performance. Gains and losses are solely for the account of the investor. A copy of the BSP-approved UITF Plan is available for inspection by any UITF investor.

 

Historical - Unionbank Peso Balanced Portfolio
Aug 19, 2018
DateNavPuYTDYOY
08/16/2018 127.609131 -7.52% -3.82%
08/15/2018 127.531469 -7.58% -3.61%
08/14/2018 127.475029 -7.62% -3.34%
08/13/2018 128.468101 -6.90% -2.54%
08/10/2018 130.109995 -5.71% -1.49%
08/09/2018 130.231199 -5.62% -1.70%
08/08/2018 130.270964 -5.59% -1.78%
08/07/2018 129.109692 -6.43% -2.53%
08/06/2018 129.867170 -5.88% -1.65%
08/03/2018 129.861312 -5.89% -1.14%
08/02/2018 129.357953 -6.25% -1.35%
08/01/2018 130.025443 -5.77% -1.09%
07/31/2018 128.508039 -6.87% -2.96%
07/30/2018 129.342304 -6.26% -2.76%
07/27/2018 128.685517 -6.74% -3.14%
07/26/2018 128.413575 -6.94% -3.36%
07/25/2018 127.055374 -7.92% -3.94%
07/24/2018 126.619768 -8.24% -4.26%
07/23/2018 125.716097 -8.89% -5.09%
07/20/2018 125.864625 -8.78% -4.64%
07/19/2018 125.667829 -8.93% -5.07%
07/18/2018 126.217579 -8.53% -4.45%
07/17/2018 125.612178 -8.97% -4.73%
07/16/2018 125.397523 -9.12% -4.61%
07/13/2018 125.744546 -8.87% -4.76%
07/12/2018 125.475620 -9.07% -5.08%
07/11/2018 125.194419 -9.27% -4.81%
07/10/2018 124.375288 -9.86% -5.35%
07/09/2018 123.957291 -10.17% -5.98%
07/06/2018 123.918667 -10.20% -5.64%
07/05/2018 124.439372 -9.82% -4.92%
07/04/2018 125.228216 -9.25% -4.14%
07/03/2018 124.628683 -9.68% -4.76%
07/02/2018 124.622566 -9.68% -4.57%
06/29/2018 124.285922 -9.93% -4.61%
06/28/2018 123.031419 -10.84% -5.99%
06/27/2018 124.106387 -10.06% -5.31%
06/26/2018 122.676371 -11.10% -6.01%
06/25/2018 122.523636 -11.21% -6.13%
06/22/2018 123.396839 -10.57% -5.70%
06/21/2018 123.496041 -10.50% -5.77%
06/20/2018 125.003945 -9.41% -4.73%
06/19/2018 125.494919 -9.05% -4.41%
06/18/2018 126.478234 -8.34% -3.67%
06/14/2018 127.405133 -7.67% -2.76%
06/13/2018 128.186380 -7.10% -1.97%
06/11/2018 129.617287 -6.07% -1.56%
06/08/2018 129.317069 -6.28% -1.73%
06/07/2018 130.142714 -5.68% -1.32%
06/06/2018 129.120163 -6.43% -1.52%
06/05/2018 129.058603 -6.47% -1.85%
06/04/2018 128.274788 -7.04%% -1.94%
06/01/2018 128.787442 -6.67% -1.69%
05/31/2018 127.541566 -7.57% -2.03%
05/30/2018 127.079570 -7.90% -2.58%
05/29/2018 128.147967 -7.13%% -2.02%
05/28/2018 128.544282 -6.84% -1.55%
05/25/2018 128.961255 -6.54% -1.12%
05/24/2018 129.019054 -6.50% -0.95%
05/23/2018 128.253463 -7.05% -1.40%
05/22/2018 128.836349 -6.63% -0.77%
05/21/2018 129.189679 -6.38% -0.37%
05/18/2018 129.134652 -6.42% -0.30%
05/17/2018 129.583206 -6.09% -0.43%
05/16/2018 131.168752 -4.94% 1.16%
05/15/2018 131.437784 -4.75% 1.61%
05/11/2018 130.202775 -5.64% 0.35%
05/10/2018 128.319620 -7.01% -0.89%
05/09/2018 128.130681 -7.14% -1.75%
05/08/2018 128.162348 -7.12% -2.08%
05/07/2018 127.813650 -7.37% -1.42%
05/04/2018 127.871981 -7.33% -0.86%
05/03/2018 127.868171 -7.33% -0.39%
05/02/2018 129.686757 -6.01% 1.06%
04/30/2018 130.267712 -5.59% 1.89%
04/27/2018 129.271362 -6.32% 1.11%
04/26/2018 128.287043 -7.03% -0.17%
04/25/2018 127.664840 -7.48% -0.49%
04/24/2018 128.118286 -7.15% 0.38%
04/23/2018 129.285522 -6.31% 1.48%
04/20/2018 129.567510 -6.10% 1.81%
04/19/2018 129.037116 -6.49% 1.64%
04/18/2018 130.123061 -5.70% 2.23%
04/17/2018 129.430272 -6.20% 1.82%
04/16/2018 130.481277 -5.44% 2.29%
04/13/2018 130.867777 -5.16% 2.59%
04/12/2018 132.188413 -4.20% 3.63%
04/11/2018 131.375645 -4.79% 3.07%
04/10/2018 131.223196 -4.90% 2.75%
04/06/2018 131.185734 -4.93% 3.37%
04/05/2018 131.735165 -4.53% 3.55%
04/04/2018 131.518209 -4.69% 4.61%
04/03/2018 132.001282 -4.34% 5.80%
04/02/2018 131.848560 -4.45% 5.88%
03/28/2018 131.323513 -4.83% 5.13%
03/27/2018 131.696950 -4.56% 5.92%
03/26/2018 130.718750 -5.27% 4.81%
03/23/2018 131.296231 -4.85% 4.85%
03/22/2018 132.824366 -3.74% 6.48%
03/21/2018 130.734925 -5.26% 4.19%
03/20/2018 131.982534 -4.35% 4.94%
03/19/2018 133.386666 -3.33% 5.80%
03/16/2018 133.183755 -3.48% 5.99%
03/15/2018 132.815118 -3.75% 5.85%
03/14/2018 134.341238 -2.64% 6.85%
03/13/2018 135.007974 -2.16% 7.52%
03/12/2018 135.373989 -1.89% 8.50%
03/09/2018 134.848071 -2.27% 7.12%
03/08/2018 134.864047 -2.26% 7.15%
03/07/2018 135.064229 -2.12% 7.37%
03/06/2018 134.801745 -2.31% 6.62%
03/05/2018 134.983810 -2.18% 7.21%
03/02/2018 135.491451 -1.81% 7.88%
03/01/2018 135.499884 -1.80% 8.31%
02/28/2018 135.447022 -1.84% 8.26%
02/27/2018 136.551380 -1.04% 8.81%
02/26/2018 135.693713 -1.66% 7.89%
02/23/2018 135.477740 -1.82% 7.34%
02/22/2018 135.710789 -1.65% 7.79%
02/21/2018 136.920770 -0.77% 9.20%
02/20/2018 137.962595 -0.02% 9.29%
02/19/2018 137.870486 -0.08% 9.41%
02/15/2018 136.815903 -0.85% 9.31%
02/14/2018 136.704428 -0.93% 8.82%
02/13/2018 136.359492 -1.18% 7.85%
02/12/2018 135.795060 -1.59% 7.86%
02/09/2018 136.111990 -1.36% 7.84%
02/08/2018 137.434225 -0.40% 8.91%
02/07/2018 137.600236 -0.28% 8.83%
02/06/2018 136.540170 -1.05% 7.68%
02/05/2018 137.025309 -0.70% 8.57%
02/02/2018 138.935859 0.69% 10.06%
02/01/2018 138.423047 0.32% 9.63%
01/31/2018 138.399475 0.30% 9.82%
01/30/2018 139.769271 1.29% 10.29%
01/29/2018 141.023457 2.20% 11.97%
01/26/2018 141.199800 2.33% 12.00%
01/25/2018 140.777086 2.02% 11.89%
01/24/2018 140.164291 1.58% 11.22%
01/23/2018 140.785823 2.03% 11.56%
01/22/2018 140.312395 1.69% 12.26%
01/19/2018 140.186345 1.59% 12.21%
01/18/2018 139.464708 1.07% 12.30%
01/17/2018 139.713269 1.25% 12.60%
01/16/2018 139.898471 1.39% 11.30%
01/15/2018 139.640979 1.20% 11.21%
01/12/2018 139.311842 0.96% 10.76%
01/11/2018 139.373792 1.01% 11.10%
01/10/2018 140.280466 1.66% 11.72%
01/09/2018 140.188910 1.60% 12.42%
01/08/2018 139.002380 0.74% 11.28%
01/05/2018 139.343003 0.98% 12.00%
01/04/2018 139.191463 0.87% 13.06%
01/03/2018 139.246727 0.91% 14.53%
12/29/2017 137.986552 13.29% 13.29%
12/28/2017 137.609222 12.98% 13.72%
12/27/2017 137.135571 12.59% 14.58%
12/22/2017 136.859488 12.36% 14.90%
12/21/2017 136.436398 12.01% 13.18%
12/20/2017 136.479334 12.05% 14.26%
12/19/2017 136.342845 11.94% 13.83%
12/18/2017 136.633185 12.17% 12.31%
12/15/2017 136.025146 11.68% 11.53%
12/14/2017 137.130342 12.58% 12.34%
12/13/2017 136.226590 11.84% 11.72%
12/12/2017 136.020668 11.67% 11.11%
12/11/2017 136.199768 11.82% 10.30%
12/08/2017 135.811163 11.50% 10.19%
12/07/2017 134.715976 10.60% 10.83%
12/06/2017 134.435280 10.37% 10.54%
12/05/2017 134.213562 10.19% 10.33%
12/04/2017 134.053178 10.06% 9.14%
12/01/2017 134.480546 10.41% 9.76%
11/29/2017 135.505993 11.25% 11.36%
11/28/2017 135.680424 11.39% 11.88%
11/27/2017 136.509177 12.07% 12.37%
11/24/2017 136.550133 12.11% 12.41%
11/23/2017 136.280972 11.89% 12.76%
11/22/2017 135.753965 11.45% 12.35%
11/21/2017 135.860387 11.54% 10.70%
11/20/2017 136.025500 11.68% 10.29%
11/17/2017 136.008944 11.66% 10.46%
11/16/2017 135.050348 10.87% 10.35%
11/15/2017 135.606332 11.33% 11.16%
11/14/2017 136.530139 12.09% 11.49%
11/13/2017 135.969282 11.63% 9.87%
11/10/2017 136.786354 12.30% 8.52%
11/09/2017 137.801217 13.13% 9.88%
11/08/2017 137.701736 13.05% 8.50%
11/07/2017 137.451226 12.85% 9.63%
11/06/2017 137.574707 12.95% 9.61%
11/03/2017 136.573553 12.13% 9.06%
11/02/2017 137.483207 12.87% 9.25%
10/30/2017 136.159909 11.79% 7.29%
10/27/2017 135.768836 11.46% 6.62%
10/26/2017 135.545317 11.28% 6.11%
10/25/2017 135.920015 11.59% 6.06%
10/24/2017 135.676347 11.39% 5.55%
10/23/2017 136.064561 11.71% 5.67%
10/20/2017 136.710771 12.24% 5.85%
.

1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.